Loose Loads from Trucks

Q: I see gravel trucks around town, that have signs on the back stating "not responsible for broken windshields". If a rock falls from their truck, and breaks a window in my car, are they not responsible?

A: Indiana code IC 9-21-8-48 states that vehicles may not be operated while a vehicle's contents are dripping, sifting, leaking, or otherwise escaping from the vehicle. As such law enforcement can issue a citation if the load is problematic, but as for windshield damage you would need to file a claim with your insurance company or consult an attorney do determine damage liability.