Wednesday, February 28, 2007
Crash Report Procedures
Q: Do you respond to every traffic accident? Are there certain types that you would not go to and issue a police report?

A: If called, a police officer will respond to a crash for investigation. From there a state crash report will be taken if it is an injury accident, or if damage is over $1000.00, and if damage is estimated under $1000.00 no crash report is required by state law. Drivers may exchange information/insurance info themselves, or an officer may come out and provide this name exchange information for you. No official report is required in these cases.

In addition, any individual involved in accident resulting in injury, death or property damage in excess of $1,000.00 must now forward a written report of the accident to the Indiana Bureau of Motor Vehicles within 10 days of the incident.

Previous state law required that an Operator’s Crash Report be forwarded to the Indiana State Police within 10 days of the accident. The State Police would then supply such reports to the BMV. Effective January 1, 2006, all Indiana Operator’s Proof of Insurance/Crash Reports (SR21), formerly known as the Operator’s Crash Reports, must be sent by the driver of a vehicle involved, directly to the BMV.

Hoosier motorists are reminded that the laws regarding individuals operating vehicles without legal insurance remain the same. Individuals who cannot provide adequate proof that they were insured at the time of an accident will receive a mandatory 90-day license suspension. Following the 90-day suspension period, all requirements for reinstatement must be met before driving privileges are restored.

A copy of the new form can be downloaded here or may be picked up from our records bureau in the front lobby of the central police station with a copy of the police report if applicable.

Hit & Run crash investigations (leaving the scene) may also have a report taken if suspect vehicle evidence can be recovered at the scene, or if witnessed and suspect information is known. If no suspect/vehicle information is known, then you can fill out the self reporting crash report (linked above) and forward this to your insurance company to process a claim on your own.
posted by South Bend Police Department @ 7:20 AM  

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